Accept Payments
Globally & Settle Instantly.
Connect Indian UPI payment rails (Paytm, PhonePe, GPay) and global crypto assets (USDT, BTC, ETH) with zero friction. Receive direct settlements into your self-custody wallet.
Scan with Paytm, GPay, PhonePe, or BHIM
Instant Currency Settlement Estimator
Test how your collected customer payments convert automatically into self-custody crypto.
Engineered for Unlimited Scale
Everything required to accept global payments, manage customer subscriptions, and automate payouts.
Indian UPI Payment Rails
Accept instant payments via Paytm, PhonePe, Google Pay, and BHIM with dynamic QR code generation.
Global Crypto Liquidity
Direct self-custody settlements in USDT (TRC20/ERC20), BTC, ETH, and SOL without bank holding periods.
AI Fraud Prevention Shield
Real-time AI risk assessment engine checks IP reputation, card risk score, and transaction anomaly telemetry.
Recurring Billing Engine
Automate SaaS subscriptions, trial periods, tiered memberships, and automatic invoice retry schedules.
Developer REST & Webhook APIs
Sub-100ms API response times with HMAC signatures, retry policies, and sandbox testing environments.
White-Label Brand Customization
Deploy checkouts under your own custom domain, brand colors, logo, and localized multilingual text.
Automated Digital Invoicing
Create, send, and track PDF & digital invoices with integrated checkout links dispatched directly to client emails.
Dynamic Payment Links
Generate single or reusable payment links for social media, WhatsApp, Telegram, and email sales in seconds.
Integrate in Minutes, Not Weeks
Native SDKs with typed responses, Webhook retry queues, and pre-built checkout modals.
import { UniversalPay } from '@universalpay/sdk';
const pay = new UniversalPay({
apiKey: process.env.UNIVERSALPAY_SECRET_KEY,
environment: 'production'
});
// Create a multi-currency checkout session
const session = await pay.checkout.create({
amount: 99.00,
currency: 'USD',
settlementAsset: 'USDT_TRC20',
customerEmail: 'alex@startup.com',
metadata: { orderId: 'ORD-2026-981' }
});
console.log('Live Payment Gateway URL:', session.url);Simple Plans for Every Stage
No hidden settlement charges or surprise maintenance fees.
Starter
For indie developers and freelancers starting out.
- Up to 100 transactions/mo
- Standard UPI & Crypto Checkout
- Standard Fraud Protection
- Community & Email Support
- Real-time Dashboard Analytics
Growth Scale
For scaling SaaS apps, startups & digital stores.
- Up to 10,000 transactions/mo
- Instant USDT/BTC/ETH Auto-Settlement
- AI Anti-Fraud Security Shield
- Full REST API & Webhooks Access
- Custom Checkout Theme & Branding
- 24/7 Priority Support
Enterprise
For high-volume merchants & enterprise platforms.
- Unlimited Monthly Processing
- Full White-Label Custom Domain
- Dedicated Account Manager
- 99.99% SLA Uptime Guarantee
- Direct Liquidity & Custom FX Spread
- Custom Webhook Integration
Ready to Upgrade Your Global Checkout?
Start receiving payments via Indian UPI and Crypto with instant automated settlements today.